saving money for a rainy day

HERE ARE A FEW TIPS THAT WILL HELP YOU PREP AND PUT A FEW DOLLORS IN THE RAT HOLE FOR THAT RAINY DAY.

1. START TODAY


2. MAKE A MONTHLY BUDGET AND STICK TO IT .


3. CUT OUT EATING OUT (AVREGE MONTHLY SAVINGS $180 FOE A FAMLIY OF 4)


4. DON'T MAKE UNNESSERY TRIP'S (MAKE ALL STOP'S IN ONE TRIP AVREGE SAVINGS $25 PER MONTH)


5. BUY IN BULK AND BREAK DOWN IN TO SERVING SIZE(SAVINGS $50 PER MONTH)


6. NO PANIC SPENDING (PANIC SPENDING IS WERE YOU HERE BAD NEWS AND TRY TO OVERSPEND ON PREP'S)


7. SPEND AN EXTRA $10 PER PAY CHECK ON PREP'S (CAN GOOD'S ONE WEEK MEAT THE NEXT)PUT THESE PREP'S AWAY


8. START AN EVVOLIPE FUND ( PUT $20 DOLLOR'S AWAY DON'T USE FOR ANY THING THIS FUND WILL PREP YOU FOR A RAINY DAY . IT COULD BE JOB LOSS OR SOME ACT OF NATURE)


9. BE HAPPY WITH WHAT YOU HAVE NOT WITH WHAT YOU DON'T ( THIS WILL KEEP YOU FROM WHAT I CALL THE JONES EFFECT .THAT IS WERE YOU MUST HAVE WHAT THE JONES HAVE)


10. TAKE ADVANTAGE OF LOCAL RESORCE'S ( THERE ARE MANY RSORCES IN YOUR LOCAL AREA THAT WILL SAVE YOU MONEY WITH JUST A LITTLE WORK)


11. BUY FLORESENT LAMP'S FOR YOUR HOME . ALITTLE CASH OUT PUT UP FRONT WILL CUT YOUR ELECTRIC BILL BY 30%( I HAVE DONE IT


12. CUT UP ALL BUT ONE CREDIT CARD . CREDIT CARD SPENDING IS GIVING A WAY MONEY TO SOMEBODY

WITH JUST A LITTLE WORK AND A COMMETMENT BY YOU YOU CAN LIVE GOOD AND HAVE A LITTLE ROOM TO BREATH. SO GO OUT THERE AND AND DO IT PUT THE MONEY IN YOUR POCKET AND NOT THE CREDIT CARD COMPANY.--AS ALWAYS KEEP YOUR POWDER DRY--MADDOG--